Could Your Home Be Underinsured?

When most people buy a home, getting homeowners insurance is near the top of their to-do list. But with all the hustle and bustle of moving, it’s easy to haphazardly choose an insurance policy that may not cover everything you need it to. If you own valuables, these may need to be insured beyond the coverage of your homeowners insurance policy. Flood and earthquake insurance are also not included in a typical policy.

In addition to all these variables, a family’s insurance needs can change along with the family dynamic. Kids grow and are old enough to drive, and as they begin this reality may affect your home and auto insurance depending on the terms of your specific policy. Or they may achieve good grades in school and be eligible for a discount.

One way to find out if you have the insurance policies with the coverage you need at a reasonable price is to talk to us at Prutting Insurance Group in Scottsdale, Arizona. We are an independent insurance agency that serves the whole state of Arizona, including the greater Phoenix area. We maintain relationship with several major insurance providers, but since we don’t work for a particular agency, our loyalty lies with you. To learn more about how to find your personalized insurance plan contact us today.